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AAP Financial Solutions Ltd
2b Stanhope Gate,
01276 423360 07973 421446
Finance Made Easy!
01276 423360 / 07973 421446
Releasing Equity from your property.
If you are thinking of taking out an equity release plan then you need to find out as much as you can about your options and weigh up the advantages and disadvantages fully before you decide if equity release is right for you. Contact us today and take the first step towards releasing the capital you require.
You may have heard this term for several things such as remortgaging your house or selling and renting back your house, but for these purposes equity release is the phrase used to describe the regulated plans called Lifetime Mortgages.
Lifetime Mortgages are regulated by the Financial Conduct Authority and are available to help people release the equity they have tied up in their homes without them having to move.
Regulated equity release has increased in popularity over the years and the flexibility and safeguards which are built into equity release plans have enabled thousands of home owners to tap safely into their biggest asset, their home, without having to worry about making monthly repayments.
If both you and your partner are aged over 55, then you could be eligible for a lifetime mortgage. This is a special type of mortgage that enables you to unlock some of the financial investment that you have made in your home.
The Lifetime Mortgage is designed to enable you and your partner to continue living in your home for as long as you wish. The mortgage is secured on your home like any other mortgage, however no monthly payments have to be made. You will also have no interest to pay at all during your lifetime. Instead, the interest is added up with the loan and the whole debt is then paid off using the proceeds from the sale of the property when the borrowerdies, or moves into a nursing home.
If you are considering a lifetime mortgage it is important that you talk to a specialised adviser so contact us today to receive our prompt attention.
AAP Financial Solutions Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.
Registered Office: 2b Stanhope Gate, Stanhope Road, Camberley, Surrey, GU15 3DW. Registered in England and Wales no. 07768246.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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A Lifetime Mortgage will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits.
Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice
We normally charge a fee for Equity Release advice, however this will be dependent on your circumstances. Our typical fee is £895. £395 payable on application and £500 on completion.